Tap or swipe at any merchant.
Truck shop, tire shop, insurance broker, fuel pump — anywhere a card works. The Roadition Card will run on standard payment rails, so no merchant onboarding needed.
Coming late 2026 · Join the founder waitlist
Owner-operators wait 30, 45, sometimes 60 days for broker payments while diesel, tires, insurance, and IFTA hit immediately. Roadition Card is the working capital tool we wished existed when we were running solo.
What it'll cover
One card. Built specifically for the costs every owner-operator carries. We're starting with the categories truckers told us hurt the most.
Available right now · No signup required
Before we launch the card, here's the tracker we built to scratch our own itch. Categorize your expenses, see where the money goes, run a simple P&L. Saves to your browser — no account, no upload, no tracking.
| Date | Category | Description | Miles | Amount |
|---|
No transactions yet.
Click + Add transaction to log an expense or + Add load to log revenue from a completed haul.
Your data lives in your browser. We never see your numbers. Clear your browser data and it's gone. We'll add cloud sync (free) when accounts launch alongside the card.
How the card will work
Late 2026 target. Bank-partnered for compliance. Here's the flow we're building toward. Specifics will sharpen as we lock in our bank partner and finalize the terms.
Truck shop, tire shop, insurance broker, fuel pump — anywhere a card works. The Roadition Card will run on standard payment rails, so no merchant onboarding needed.
After the transaction, choose: pay it now from your account, or split it across your next settled loads. Terms and rates will be finalized with our bank partner and disclosed clearly.
Every transaction lands in your spending tracker automatically. Categorized. Searchable. Ready for tax time, IFTA, and your bookkeeper.
When brokers pay you (or your factor pays you), Roadition pulls the scheduled payment automatically. You see exactly what you owe, when. No surprises.
Compliance note. Roadition Card is a planned financial product not yet available. Specific terms, fees, rates, and credit availability will be determined in partnership with our chartered bank partner and disclosed in full before any customer can apply. Nothing on this page is a credit offer or solicitation. Read our Terms and Privacy Policy.
Founders get priority on launch invitations and a permanent founder badge on their card. No payment now, no credit pulled — just tell us where to email you when we're ready.
Built in the open
We don't want to be the fintech that announces things and never ships. Here's exactly what's built, what's in flight, and what's next.
The browser-based expense tracker available on this page. Data lives locally; no account needed.
Save your tracker data across devices. Free tier, no card required to sign up.
UCR, MCS-150, IFTA, IRP, drug consortium, insurance renewals — with reminders.
Talking to chartered bank partners about issuing the Roadition Card. Real fintech partnerships take 6-12 months; we're not going to rush this.
Trucker-friendly tire shops, mechanics, brokers — curated, reviewed, browsable.
Virtual card for instant use, physical card via Stripe Issuing for in-person purchases. Specific terms to be disclosed at launch.
Tie repayments to settled loads or factor payouts. The cash flow magic everyone's been asking for.
Questions you should ask
No. The Roadition Card is a planned product, not yet available. The free spending tracker on this page is available today. The card itself launches when our bank partnership is finalized — currently targeting late 2026. Founder waitlist members get priority on launch.
The card's payment structure will be finalized with our bank partner and all terms — including any credit reporting, interest rates, fees, and underwriting — will be fully disclosed before you can apply. Joining the waitlist does not pull your credit and does not commit you to anything. We are not yet offering credit.
A solo founder with experience in trucking and software. Bootstrapped, not VC-backed. Roadition started as a dispatch product (we built and shipped one before deciding to focus on cash flow instead) — we're channeling all of that learning into this card-and-tracker product.
It stays in your browser. We use localStorage, not a database. We don't see your transactions, your revenue, your miles, or any of it. When we launch cloud accounts, syncing will be opt-in and we'll add a clear data policy before you upload anything.
Fuel cards are restricted to specific networks of merchants and primarily exist to give fleets discounts on diesel. The Roadition Card will run on standard payment rails, so it'll work anywhere a card works — tire shops, mechanics, insurance brokers, parts suppliers. Different product, different problem.
Factoring takes 2-5% off every load you haul, forever, to get paid faster. The Roadition Card will give you a way to handle business expenses on your timeline without selling your receivables. They might end up being complementary tools, not competitors — we'll integrate with the major factors so you can use both.
Honest answer: we don't know yet. Bank partnerships are slow and we want to get the terms right rather than rush. Founder waitlist members get the first invitations. We'll send periodic updates as milestones land, and you can opt out anytime.
US-only at launch. The trucking regulatory and banking landscape varies enough by country that expansion will happen later, if at all.