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Terms of Service

Effective date: [INSERT LAUNCH DATE]
Last updated: [INSERT LAUNCH DATE]
Governs: Use of the Roadition website and the free spending tracker
Important. These Terms apply to the Roadition marketing website and the free browser-based Spending Tracker only. The Roadition Card is a planned financial product not currently offered. No credit, lending, or payment card services are being offered or provided under these Terms. Separate terms will govern the Card when and if it launches.

These Terms of Service ("Terms") govern your use of the Roadition website (roadition.com) and the Spending Tracker (collectively, the "Service"), provided by [YOUR LEGAL ENTITY NAME] ("Roadition," "we," "us," or "our"). By using the Service, you agree to these Terms.

1. Eligibility

You must be at least 18 years old to use the Service.

2. The Spending Tracker

The Spending Tracker is a free, browser-based tool you can use to record your income and expenses. It is provided as-is, without warranties of any kind. Your data is stored in your own browser using localStorage; it is not transmitted to us.

2.1 No financial or tax advice

The Spending Tracker is an informational tool. It does not provide tax, financial, accounting, or legal advice. You are responsible for verifying all calculations and complying with applicable tax and reporting requirements. Consult a qualified professional for advice specific to your situation.

2.2 Data loss

Because the Spending Tracker stores data locally in your browser, clearing your browser data, switching devices, or using private browsing modes may result in loss of your transaction history. We are not responsible for any such loss. Export your data regularly using the Export CSV feature.

3. The Roadition Card (Planned Future Product)

3.1 Pre-launch status

References on this website to a "Roadition Card," "card," "early access," or related concepts describe a financial product that we are planning to launch in partnership with a chartered financial institution. The Roadition Card is not currently available, is not an offer of credit or financial services, and no credit application is being accepted at this time.

3.2 Waitlist

By submitting your email address to our waitlist, you consent to receive periodic email updates about the development and eventual launch of the Roadition Card and related products. You can unsubscribe at any time. Joining the waitlist does not:

  • Constitute a credit application;
  • Authorize a credit pull or background check;
  • Create any obligation on your part to apply for or use the Card if and when it launches;
  • Create any obligation on our part to extend credit or provide the Card to you.

3.3 When and if launched

If and when the Roadition Card becomes available, the specific terms, fees, interest rates, repayment terms, eligibility requirements, and disclosures applicable to the Card will be provided to you in writing and you will have the opportunity to review and decline before applying. Card terms will be governed by separate Card Member Agreements issued by our bank partner, and not by these Terms.

4. Acceptable Use

You agree not to:

  • Use the Service in violation of any law or regulation;
  • Submit false or misleading information to our waitlist or contact forms;
  • Attempt to access non-public areas of the Service or interfere with its operation;
  • Use automated tools to scrape, harvest, or extract data from the Service;
  • Reproduce, copy, modify, or create derivative works of the Service or its content without our written permission;
  • Impersonate any person or entity.

5. Your Data

5.1 Spending tracker data

Transaction data you enter into the Spending Tracker stays in your browser. We do not collect it, store it, or have access to it. You can export or delete it at any time using the Service's controls.

5.2 Information you submit to us

If you submit your email address or other information to us (e.g., through the waitlist form, contact form, or by emailing us), we collect that information as described in our Privacy Policy.

6. Intellectual Property

The Service, including its design, code, and content (other than transaction data you enter), is owned by Roadition or its licensors. We grant you a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial use. The Roadition name and logo are our trademarks.

7. Third-Party Services

The Service may integrate with third-party services (e.g., Google Fonts for typography, form-handling services for our waitlist). Your interaction with those services is subject to their own terms. We are not responsible for third-party services.

8. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, ROADITION DISCLAIMS ALL WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, ROADITION'S TOTAL LIABILITY TO YOU ARISING FROM OR RELATING TO THE SERVICE WILL NOT EXCEED ONE HUNDRED DOLLARS ($100). WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION.

10. Indemnification

You agree to indemnify and hold harmless Roadition from any claim, demand, or expense (including reasonable attorneys' fees) arising from your use of the Service or your violation of these Terms.

11. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated by updating the "Last updated" date above and, where appropriate, by email notice to waitlist subscribers.

12. Governing Law

These Terms are governed by the laws of the State of [INSERT STATE OF YOUR LEGAL ENTITY], without regard to its conflict of laws principles. Any disputes will be resolved in the state or federal courts located in [INSERT COUNTY, STATE].

13. Contact

Questions about these Terms? Email legal@roadition.com or write to [YOUR LEGAL ENTITY NAME], [YOUR MAILING ADDRESS].

END OF TERMS